What does "hop on a cruise ship" mean

Question

From an unapologetically instrumental perspective, “individual investors want their portfolios to satisfy goals such as a secure retirement, college education for 

the children, or being rich enough to hop on a cruise ship whenever they please.

Answer 1

یا اینکه به اندازه ای ثروتمند باشند که بتوانند هر وقت دلشان خواست سوار یک کشتی تفریحی شوند.